understand your soulz

Lesson 2 of The Psychology of Money. "Risk" and "Luck", these 2 elements are part of our lives.  You can have all the dreams you want but without that touch of luck, your dreams will forever be dreams.  Your dreams could be achieved, but without the elimination of risk, they will never sustain. Some risks can be mitigated, some risks can be avoided but accidents or disasters can never.  We might not enjoy the fruits of our dreams without both luck and risk elements.  What can we do?  View it from a positive note. Pursue that dream. Set that timeline. If it didn't pay off, steer off to the next plan. You never knew which dream contains that luck and risk-free elements. :) You can call me a dreamer, but at least I have something to look forward to. 

I have been contemplating to quit my day job and in search of a less stressful job.  Many of us worked to pay off debts (which we should not accumulate) or struggle to make ends meet.  But have you ever wondered: What's next after you paid off that debt?  What's next after your kids grew up?  What's next after you accumulated enough retirement fund?  What's next when you reached retirement age?  My parents taught me that working is a way of life to bring up our kids and pay that car / house. Hard work will pay off.  I am not taught of investing for passive income. I am not taught that we can don't work if needed. Even with passive income, we always felt that we need to work cos that's the only way that we felt that we are useful to society.  Does society care for you?  How much is enough for you to stop work?  Is working the only way of life?  In most cases, when we don't work, we save a lot of unnecessary expenses. I bet you can ev...